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The
cash flow program allows you or your clients'
to have a payment rate as low as 2.95%. This program is perfect
for anyone that needs to free up cash to pay off bills or
to invest in the Real Estate or Stock markets.
Below are several
loan scenarios that will show you how much cash you will free
up compared to a 30 year fixed @ 7.5%. Below Cash Flow table
is based on the WORST case scenario
| Loan
Amount |
30
Yr. Mortgage Payment |
Cash
Flow Mortgage Payment |
Monthly
Savings |
1st
Year |
5th
year |
| 300,000 |
2,097 |
1,256
|
841 |
10,092
|
38,640
|
| 400,000 |
2,796
|
1,675
|
1,121
|
13,452
|
51,024
|
| 500,000
|
3,496
|
2,094
|
1,402
|
16,824
|
63,828 |
| 600,000
|
4,195
|
2,513
|
1,682
|
20,184
|
76,572 |
| 700,000
|
4,894
|
2,932
|
1,961
|
23,539
|
92,311 |
| 800,000
|
5,593
|
3,351
|
2,242
|
26,904
|
106,578 |
| 900,000
|
6,292
|
3,770
|
2,521
|
35,064
|
119,580 |
| 1
Million |
6,992
|
4,189
|
2,803 |
33,636
|
127,560 |
| 1.5
Mil |
10,488
|
6,283
|
4,165
|
49,980
|
190,416 |
| 2
Mil |
13,984
|
8,378
|
5,606
|
67,272
|
255,120 |
| 2.5
Mil |
17,480
|
10,472
|
7,007
|
84,086
|
318,902 |
| 3
Mil |
20,976
|
12,567
|
8,408
|
100,903
|
388,663 |
| 3.5
Mil |
24,472
|
14,661
|
9,811
|
117,732
|
446,460 |
| 4
Mil |
27,968
|
16,756
|
11,212
|
135,544
|
511,204 |
| 4.5
Mil |
31,464
|
18,851
|
12,613
|
151,356
|
573,984 |
| 5
Mil |
34,960
|
20,945
|
14,014
|
168,172
|
673,756 |
This loan is the most flexible of all loans offers you the
2.95% payment rate as well as interest only, (4.5%)** 30 year
and 15 year payment at the fully indexed rate (4.5%).**. Fully
indexed rate can change on a monthly basis however the minimum
payment (2.95%) stays fixed for the entire year.
The maximum the
minimum payment can adjust is 7.5% of the payment; not the
interest rate, just the payment. For example 1,256 P&I
would be the payment on 300,000 the second year the payment
could raise a maximum of 1350.2; third year 1,451 and so on.
In addition, this
index is based on the world economic markets and has been
steadily coming down for the past 2 years. Therefore, even
after the U.S. recovers from this recession, the world economy
will take longer to bounce back. This will result in below
market interest rates for years to come with this program.
Currently the fully indexed rate is still @ 4.5% as of Jan.
18,2002.**
Call us to talk
over how you can incorporate this into your marketing or investment
plans.
Sincerely,
Sharp Mortgage
Group
866.909.LEND
(5363)
toll free
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